The last couple of years have been awash with doomsday predictions about what’s to come in the year 2012. The world will end. Tsunamis, earthquakes, hurricanes, and for all we know, Godzilla like monsters will sweep us all right out of existence. So, since it’s 2011, and we supposedly only have about a year to live, I thought I’d do a post about cashing out and living out the rest of our lives on a beach somewhere. Or not. Most of us don’t resonate with the doomsday scenario. But something is definitely happening. So, what exactly is it, and should we be worried at all?